 owneroperator personal injury and sickness coverage owneroperator personal injury and sickness coverage personal income replacement admin fri 5282021 1838 for selfemployed truck owners the insured owns the plan this is not group insurance truckers move the canadian economy if injured you need this coverage and this plan travels with you you do not lose coverage if you change fleets this package provides an economical alternative to wcb or as a topoff to minimum wcb coverage in most cases exceeding what is offered by wcb it includes first day injury benefits of up to 5000 per month tax free 24 hour coverage not just at work disability benefits paid to age 75 benefit based on gross income or net income 300000 accidental death dismemberment 5 million out of province medical coverage for accident or illness unlimited number of trips up to 30 consecutive days 110000 accidental medical expense benefit return to work and partial disability coverage accident sickness coverage for owneroperator truckers options also available as options overhead expense coverage tax deductible premium covers most expenses while disabled lease bank loans cel insurance etc covers cost of replacement driver while disabled health dental coverage available at preferred rates add lifestyle protection enhancer lpe 300000 lump sum tax free paid after 5 years of a disability many more enhancements available extended health dental plan available higher income coverage amount available based on gross income no medical the basic package is guaranteed benefits calculated on gross truck revenue customise a program to suit your needs one company handles it all you pay one premium to the roadside edge  