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<article data-history-node-id="83" role="article" about="/node/83" class="node node--type-mt-product node--promoted node--view-mode-full clearfix">
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        <h2 class="page-title">Owner-Operator Personal Injury and Sickness Coverage</h2>
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            <div class="field field--name-field-mt-prd-subtitle field--type-string field--label-hidden field__item">For Self-employed Truck Owners</div>
      
              
              
            <div class="clearfix text-formatted field field--name-field-mt-prd-subheader-body field--type-text-with-summary field--label-hidden field__item"><p>THE INSURED OWNS THE PLAN THIS IS NOT GROUP INSURANCE</p></div>
      
                                    
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              <div class="field__item"><a href="/taxonomy/term/45" hreflang="en">Personal Income Replacement</a></div>
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    <img src="/sites/default/files/styles/mt_large/public/2021-05/driver3-648.jpg?itok=b9--PKER" width="1350" height="730" alt="driver" loading="lazy" typeof="foaf:Image" class="image-style-mt-large" />


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<div class="field field--name-field-mt-prd-content-collapses field--type-entity-reference-revisions field--label-above">
      <h3 class="field__label">Details</h3>
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            <a class="" data-toggle="collapse" href="#collapse-id-1" aria-expanded="true" aria-controls="collapse-id-1">
              Truckers move the Canadian economy. If injured, you need this coverage! And this plan travels with you – you do not lose coverage if you change Fleets.
            </a>
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            <div class="clearfix text-formatted field field--name-field-mt-collapse-body field--type-text-long field--label-hidden field__item"><p>This PACKAGE provides an economical alternative to WCB – or as a Top-Off to minimum WCB coverage - in most cases exceeding what is offered by WCB.</p>

<p>It includes:</p>

<ul>
	<li>
	<p>First Day Injury Benefits of up to $5,000 per month, TAX FREE.</p>
	</li>
	<li>
	<p>24 hour coverage – not just at work</p>
	</li>
	<li>
	<p>Disability Benefits paid to Age 75</p>
	</li>
	<li>
	<p>Benefit based on Gross Income or Net Income</p>
	</li>
	<li>
	<p>$300,000 Accidental Death &amp; Dismemberment</p>
	</li>
	<li>
	<p>$5 Million Out of Province medical coverage for Accident or Illness</p>
	</li>
	<li>
	<p>Unlimited number of trips up to 30 consecutive days</p>
	</li>
	<li>
	<p>$110,000 Accidental Medical Expense Benefit</p>
	</li>
	<li>
	<p>Return to Work and Partial Disability coverage</p>
	</li>
</ul></div>
      
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    <div class="field__label">Highlights</div>
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      <a class="overlay-target-link image-popup" href="/sites/default/files/2021-05/long-haul-truck-800_1.jpg"></a>
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    <img src="/sites/default/files/styles/mt_large/public/2021-05/long-haul-truck-800_1.jpg?itok=IYglCQYF" width="1350" height="730" alt="truck" loading="lazy" typeof="foaf:Image" class="image-style-mt-large" />


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            <div class="field field--name-field-mt-highlight-title field--type-string field--label-hidden field__item">Options</div>
      
          
            <div class="clearfix text-formatted field field--name-field-mt-highlight-body field--type-text-long field--label-hidden field__item"><p>Also Available as Options:</p>

<ul>
	<li>
	<p>Overhead Expense coverage (tax deductible premium!)</p>
	</li>
	<li>
	<p>Covers most expenses while disabled (lease, bank loans, cel., insurance, etc.)</p>
	</li>
	<li>
	<p>Covers cost of Replacement Driver while disabled.</p>
	</li>
	<li>
	<p>Health &amp; Dental coverage available at preferred rates</p>
	</li>
</ul></div>
      
          
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    <span class="overlay overlay--colored">
      <a class="overlay-target-link image-popup" href="/sites/default/files/2021-05/driver1.jpg"></a>
    </span>
    <img src="/sites/default/files/styles/mt_large/public/2021-05/driver1.jpg?itok=wC9Spz9u" width="1350" height="730" alt="driver in mirror" loading="lazy" typeof="foaf:Image" class="image-style-mt-large" />


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            <div class="field field--name-field-mt-highlight-title field--type-string field--label-hidden field__item">Add: Lifestyle Protection Enhancer (LPE)</div>
      
          
            <div class="clearfix text-formatted field field--name-field-mt-highlight-body field--type-text-long field--label-hidden field__item"><ul>
	<li>
	<p>$ 300,000 lump sum, TAX FREE.</p>
	</li>
	<li>
	<p>paid after 5 years of a disability</p>
	</li>
</ul></div>
      
          
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            <div class="field field--name-field-mt-highlight-image field--type-image field--label-hidden field__item">  <div class="overlay-container">
    <span class="overlay overlay--colored">
      <a class="overlay-target-link image-popup" href="/sites/default/files/2021-05/driver5.jpg"></a>
    </span>
    <img src="/sites/default/files/styles/mt_large/public/2021-05/driver5.jpg?itok=QhxtumyS" width="1350" height="730" alt="driver" loading="lazy" typeof="foaf:Image" class="image-style-mt-large" />


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            <div class="field field--name-field-mt-highlight-title field--type-string field--label-hidden field__item">Many more enhancements available</div>
      
          
            <div class="clearfix text-formatted field field--name-field-mt-highlight-body field--type-text-long field--label-hidden field__item"><p>Extended Health &amp; Dental Plan available<br />
Higher Income Coverage amount: <br />
Available based on Gross Income.<br />
 </p>

<p>NO MEDICAL – THE BASIC PACKAGE IS GUARANTEED!!</p>

<ul>
	<li>
	<p>BENEFITS CALCULATED ON GROSS TRUCK REVENUE</p>
	</li>
	<li>
	<p>CUSTOMISE A PROGRAM TO SUIT YOUR NEEDS</p>
	</li>
</ul>

<p> </p>

<p>One company handles it all – you pay one premium to The Roadside Edge.</p></div>
      
          
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            <div class="field--entity-reference-target-type-taxonomy-term--tags field field--name-field-mt-prd-tags field--type-entity-reference field--label-hidden field--entity-reference-target-type-taxonomy-term clearfix field__items">
              <div class="field__item"><a href="/taxonomy/term/55" class="mt-style-custom-all" hreflang="en">Accident &amp; Sickness</a></div>
              <div class="field__item"><a href="/taxonomy/term/51" class="mt-style-custom-all" hreflang="en">Coverage for Owner-Operator Truckers</a></div>
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